GOV.UK One Login or an ACSP?
Which route actually gets you verified

Every director and person with significant control of a UK company now has to prove who they are to Companies House. There are two ways to do it. One is free. This page is an honest account of when the free one is the right answer — and when it isn't.

The backstop is 18 November 2026. Identity verification became compulsory on 18 November 2025, and existing directors were given a year. In practice most people are caught earlier than the backstop: you need your personal code by your company's next confirmation statement, so check that date before you assume you have until November.

The short answer

Free · do it yourself

GOV.UK One Login

Companies House verifies you directly, at no cost. Right for most people, and you should try it first.

  • You hold a valid UK passport or UK photo driving licence
  • Your name and address match what Companies House already holds
  • You have a smartphone with a working camera
  • You're comfortable doing it yourself and have the time
Paid · done for you

An ACSP

A firm Companies House has authorised does the check and confirms it for you. Worth paying for when the free route won't work or hasn't worked.

  • One Login has already rejected you once or twice
  • Your documents are non-UK, or your address has changed
  • You want the check documented for AML purposes
  • You'd rather someone dealt with it and told you when it's done

Side by side

 GOV.UK One LoginACSP
CostFreeAnywhere from under £20 to £150, depending who you use. Ours is £18.00.
Who checks youCompanies House, directlyA firm authorised by Companies House and supervised for anti‑money‑laundering
What you needUK passport or UK photo driving licence, and a phonePhoto ID — providers can usually accept a wider range, including non‑UK documents
If it failsYou try again yourself, or switch to an ACSPA person looks at it and tells you what's wrong
AML screeningNot part of itUsually included — sanctions and politically‑exposed‑person checks
Evidence you keepYour personal codeYour personal code, plus a certificate and a record of the check
Who gets the codeCompanies House, always to you directly — never to the agent

What actually goes wrong with the free route

One Login works well for a straightforward case, and if that's you it would be silly to pay. The reasons people end up paying are consistent and worth knowing before you start:

Your photo keeps getting rejected

The app is strict about glare, shadow, blur and the edges of the document. People with a perfectly valid passport can bounce off this several times before it takes.

Your details don't match the register

If you've moved, married, or the register shows a slightly different spelling or an old address, the automated match can fail even though the documents are genuine.

Your documents aren't UK

The free route is built around UK documents. Overseas directors and PSCs are the group most likely to find it simply doesn't have a path for them.

The facial check won't complete

Lighting, older phones and front-camera quality all matter. It is a common place to get stuck, and there's no one to ask.

None of this means the free route is bad — it means it's automated, and automated checks have edges. The question isn't which is better, it's whether you fall inside the edges.

Four situations, four answers

UK director, current passport, hasn't moved

Use One Login. Ten minutes, no cost. Paying anyone for this would be paying for nothing.

Tried One Login twice, rejected both times

Stop trying. A third attempt usually fails the same way. An ACSP check is a different process with a person behind it, and it's the cheapest way to stop losing evenings to it.

Director or PSC living outside the UK

Go straight to an ACSP. Providers can accept a wider range of documents than the free route is built for, so this is usually the first workable option rather than the fallback.

You also need someone to file for you

Use an accountant who is an ACSP. Then the verification, the confirmation statement and the rest of your filings sit with one firm, and you're not the one keeping track of what's due.

What you get at the end, either way

Whichever route you take, Companies House issues you an 11-character personal code. It comes to you by email, from them — never to the firm that verified you. That code is the thing that actually matters: you'll be asked for it each time you appear as a director or PSC, including on your company's confirmation statement. Save the email somewhere you'll find it again.

If you use an ACSP, the sequence is: you complete the check, the firm confirms to Companies House that it has verified you, and Companies House then sends you the code. The firm doesn't need it back afterwards — unless you're asking them to file on your behalf, in which case they will.

Common questions

Do I have to verify if I'm already a director?

Yes. Existing directors and PSCs were given a transition year from 18 November 2025. You need to be verified by your company's next confirmation statement, and by 18 November 2026 at the latest.

Is an ACSP check less rigorous because I paid for it?

No — the opposite of the worry. Companies House requires ACSP checks to meet the same standard as verifying directly, and ACSPs must be registered with Companies House and supervised for anti-money-laundering. What you're paying for is a wider set of accepted documents and someone to sort it out when something doesn't fit.

I've already verified. Do I need to do it again for each company?

No. You verify once as a person. The personal code you receive is yours, and you use the same one for every role you hold across every company.

What happens if I miss the deadline?

Filing for the company becomes a problem, and being an unverified director once verification is required is an offence. It is not a fine you can quietly absorb — sort it out before your next confirmation statement rather than after.

Can my accountant verify me?

Only if they are a registered ACSP. Not every accountant is. Ask before you assume — and if they aren't, any registered ACSP can do it for you without you having to change accountant.

How long does it take?

The check itself is minutes. The wait is Companies House issuing your code afterwards, which is not instant. Leave yourself more than a day if a confirmation statement is close.

If the free route hasn't worked for you

We're an accountancy practice and a registered ACSP. Photo ID, facial liveness and AML screening, done from your phone in about five minutes, and we confirm it to Companies House for you.

Get verified — £18.00

Try GOV.UK One Login first if you haven't — it's free, and for a lot of people it just works.

ClearCash is a service of Cadogan Advisory Ltd, an Authorised Corporate Service Provider registered in England & Wales, no. 13493038.
This page is general information about the Companies House identity verification process, not advice about your own situation. Privacy Policy